Road Grit! Credit in Your Trucking Business.

Road Grit! Credit in Your Trucking Business.

The thing people hate talking about more than money is talking about credit. Credit is important in business and in life. They pull your credit for everything these days, even when you apply for insurance or for a job. Employers think credit is a direct indication of who you are, and they are right. 

Read More

Road Grit! Truckers - Lease Vs. Purchase

Road Grit! Truckers - Lease Vs. Purchase

We are a finance company and we have been financing trucks for the last 20 years. My stance is, if you are a first time owner/operator I do not want you doing a lease. I want you to buy your truck. That means you may get a lesser truck than you could if you leased it, but I think it is important that you get a truck you can afford. By that I mean under $50,000. 

Read More

Road Grit! Should Truckers Use ACH (Automatic Withdrawal) for Truck Payments?

Road Grit! Should Truckers Use ACH (Automatic Withdrawal) for Truck Payments?

I think the answer is yes. You should do it and here’s why I believe that. Remove all check writing from your operation. I know that’s going to make some people crazy and freak them out, but here’s why I want you to do it. When you’re sitting there and writing out those checks, 

Read More